Richard Adams is a director within Wells Fargo’s Commercial Banking, Specialized Industries group. Based in Palo Alto, California, he covers the Pacific North-West, Idaho, and Northern California markets. Richard specializes in cross-border credit solutions, trade finance, and speaking to Wells Fargo’s international capabilities. He has more than 15 years of experience originating international credit with a focus on the middle market. Richard holds a B.S. degree in business administration from the University of the Pacific and is a CFA charter holder. He enjoys an active lifestyle of basketball, snowboarding, and coffee. Richard lives in Sunnyvale, California with his wife and son